Comparison
Ochre vs Wave
A fact table, not a pitch: pricing model, accounts, offline use, and where each app runs. Sourced and dated — see the citations at the bottom of the page.
Last checked: 2026-10-15. Facts drawn from each vendor's own pricing page and App Store listing — see sources below. Re-verified quarterly; next check due 2026-12-15.
The fact table
| Ochre | Wave | |
|---|---|---|
| Pricing model | One Ochre Pro plan (monthly, yearly, or a non-renewing lifetime tier) covers every business and every device, after a 7-day free trial — see pricing for the current offer. | Free Starter plan — unlimited invoices, estimates, and bills, permanently. Pro tier $19/mo or $190/yr. |
| Account or sign-up required? | No account or sign-up screen to invoice. | Yes. |
| Works offline? | Yes — local-first by design; iCloud sync is optional, not required. | Not stated. |
| One-time purchase available? | Yes — a lifetime, non-renewing tier is on sale alongside monthly and yearly. | No. |
| Multiple businesses under one price? | Yes — one price, unlimited businesses under one Ochre Pro plan. | Per business — its pricing page says the Pro fee is “per business, not per owner.” |
| Native on Mac, iPhone, and iPad? | Yes — iPhone, iPad, and Mac, one native SwiftUI codebase. | No iPad or Mac line shown on its App Store listing (iOS 16.4 only). |
| On-device AI? | Planned, not yet shipped — on-device via Apple's Foundation Models framework. | None named. Receipt OCR is mentioned but not branded as AI. |
| Where is data stored? | On-device by default; iCloud sync only where the user turns it on. | “Strict physical access and technical controls” stated on its security page — no specific region or provider named. |
Sources for the Wave column: www.waveapps.com/pricing · apps.apple.com/us/app/wave-small-business-software/id881629660 · www.waveapps.com/legal/security-and-privacy
Where Wave is the better choice
Wave bundles free accounting, invoicing, and basic bookkeeping together permanently, not as a trial — a better fit for a very small business that wants one free tool instead of paying for invoicing at all.
Questions
Does Ochre have a one-time purchase option, unlike Wave?
Do I need an account to invoice with Wave?
Where is Wave better than Ochre?
More on how Ochre works: the user guide · pricing · every comparison on this site · one-time-purchase invoicing apps for Mac.
Compare Ochre with other apps: Ochre vs Zoho Invoice · Ochre vs Invoice Ninja · Ochre vs FreshBooks · Ochre vs Bonsai · Ochre vs QuickBooks Online.